Wallets

Overview

IB Wallets manage partner commission balances, payouts, and financial transactions. Each partner has a wallet that tracks their earned commissions and withdrawal history.

Wallet Dashboard

The Wallets page shows all partner wallets with key information:

Column	Description
Partner	Partner name and email
Available Balance	Current withdrawable amount
Pending	Commissions pending clearance
Total Earned	All-time commission earnings
Total Withdrawn	Total amount paid out
Last Payout	Date of most recent withdrawal

📧

NoteAvailable Balance is what the partner can withdraw now (cleared commissions minus pending withdrawals). Pending Balance is commissions still within the holding period. Total Earned is the lifetime sum of all commissions — available, pending, and already withdrawn.

Understanding Balances

Available Balance

Commission that the partner can withdraw now. This is:

Commissions that have cleared the holding period
Minus any pending withdrawals

Pending Balance

Commissions that haven't cleared yet:

Trades still within holding period
Commissions awaiting processing

Total Earned

Lifetime commission earnings including:

All paid commissions
Current available balance
Pending balance

Wallet Actions

From the wallets list, you can:

View Details - See complete wallet history and transactions
Process Payout - Manually process a withdrawal for the partner
View Transactions - See all credits and debits
Export - Download wallet history as CSV

Processing Payouts

Manual Payout

Go to Wallets or Quick Actions
Select the partner
Enter the payout amount
Choose payment method
Add transaction reference (optional)
Confirm payout

💡

TipFor high-volume partners, set up automatic payout schedules (e.g., weekly or bi-weekly) to reduce manual processing and keep partners satisfied with timely payments.

Automatic Payouts

Configure in Settings > Withdrawal:

Minimum withdrawal amount
Automatic payout schedule
Payment method preferences

Transaction Types

Type	Description
Commission	Earned from referral's trade
Withdrawal	Payout to partner
Adjustment	Manual credit/debit by admin
Transfer	Movement between accounts

Commission Reports

View detailed commission reports in Commission Reports:

Filter by partner, date range, symbol
See trade-level commission details
Export for accounting purposes
Track missed commissions

Best Practices

Set reasonable minimum withdrawal amounts
Process payouts promptly to maintain partner satisfaction
Review pending commissions regularly
Keep transaction records for accounting
Use adjustment transactions with clear notes

Next Steps

Commission Structures — Configure rates that determine wallet earnings
Settings — Set up withdrawal rules and automatic payouts
Partner Management — View partner financial details and profiles